Lot of myths floating around about car accidents and there aftermath. We have listed some of these from my own personal experience handling car accident cases since 2002. The number one Myth is something i ran into quite a bit as an investigator. Most attorneys would never even take cases for which here was no property damage, but there are a few that will, and they win them.
Myth One: No Car Damage Means No Injury
False: The absence of visible damage to your car doesn’t mean you are not hurt. Insurance companies often equate car damage with injury severity, but studies show that in low-impact accidents, the body absorbs much of the force.
Modern car bumpers are designed to withstand impacts at low speeds without showing damage. So, if you’re hurt, see a doctor regardless of your car’s condition. Lack of visible damage might make your case harder to prove, but that’s why having an excellent lawyer, and doctor is crucial.
Myth Two: Minor Accidents Don’t Require the Police
Think you don’t need to call the police after a minor accident? Think again. While exchanging information might seem sufficient, not everyone is honest. Calling the police is crucial because they determine fault and document the incident. Without a police report, it becomes a “he said, she said” situation.
Police involvement clarifies fault, preventing disputes. If they can’t determine who is at fault, they may not assign blame to anyone. Always ensure you get a case number for the accident report; this is vital information for your doctor and attorney to understand what happened.
Myth Three: No Immediate Pain Means No Injury
False: It’s common not to feel pain immediately after a car accident. However, it is crucial to see a doctor within 72 hours, even if you feel fine. Pain and injuries from car accidents can manifest hours or even days later due to adrenaline masking the initial symptoms.
Once the adrenaline wears off, significant pain might appear, typically within 24-48 hours, but sometimes it can take longer. Early medical evaluation is essential to identify and treat any hidden injuries promptly.
Myth Four: Hire a Personal Injury Attorney Immediately
You don’t need to hire a personal injury attorney right away after an accident. Many people are unsure of what to do and may rush to get legal help. While there’s no harm in consulting an attorney, it’s not always necessary unless there are severe injuries or complications.
Assess the situation first. If you’re unsure about your next steps or if the accident involves significant injuries, then seeking legal advice is wise. However, don’t feel pressured to hire an attorney immediately without evaluating your needs.
Myth Five: The At-Fault Insurance Company Will Cover Medical Expenses
In states with Personal Injury Protection (PIP) or Medical Payments (Med Pay), those coverages pay first. If your expenses exceed these amounts, you’ll need to pursue the at-fault insurance company for the remainder.
The insurance adjuster won’t automatically cover all your lost wages and medical bills. In such cases, consulting a personal injury attorney might be necessary to explore your recovery options.
Myth Six: No Need to See a Doctor If I Feel Fine
Feeling fine immediately after an accident doesn’t mean you’re not hurt. Pain and symptoms can develop days or weeks later. Delaying a doctor’s visit can jeopardize your ability to get medical expenses covered. Early medical evaluation can identify issues and start treatment promptly, strengthening your claim. An accident doctor can help you recover and return to work.
Don’t wait; see a doctor today if you’ve been hurt. Your health is important, and doctors listed on our website can assist you with your injuries.
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