Can my doctor just bill the person’s insurance who caused the car accident?
Have you ever been involved in an auto accident only to find that the doctor you want to see won’t bill the at fault party’s insurance company. This happens more than you think it would. Many doctors including your PC don’t like billing the at fault insurance company or they do not do what is called third party billing.
They want to bill you, the individual. Many people are under the impression that doctors across the united states will bill the at fault party’s insurance company after a car wreck, after all, the accident was not there fault. Pip states are considered no fault states.
Third party Billing
What that means is if you are injured in an auto accident, your insurance company pays for your medical up to the dollar specified amount. If you have Med Pay or medical payments, the doctor will bill the med pay, which is usually on your insurance or the person you were riding with.
Doctors who bill the at fault auto insurance company is common in states around the US that don’t have Pip. Finding a doctor who will do this, is no easy task. Most Medical doctors, Orthopedics, Neurologist are not set up to do third party billing. A doctor who will bill the at fault party’s insurance company is someone who we list on our website.
Doctors who bill the at fault party insurance company are set up for this type of billing. Although it is rare for a physician to actually bill the insurance for there services, it does happen in non pip states. If you do not have an attorney, the doctor will bill the at fault party’s insurance company. Many doctors do not like doing this because there is no guarantee that they will ever be paid for there services.
Having no personal injury lawyer involved in your case may make a doctor not want to take the chance of not getting paid. When they have an attorney involved they can file a medical lien with the attorney. A medical lien will protect the doctor so that he will receive payment for his services rendered when the case is settled. Some doctors encourage patients not to seek an attorney and they will bill the at fault party’s insurance company. It might be best to speak with a personal injury attorney before taking this route.
You have a lawyer
When you have a lawyer, the doctor more than likely will just file a lien with the attorney. However, in some cases where you have pip or med pay, they will just bill your auto insurance. Most Doctors in the United States work in this manner. The lawyer will sign a lien, the doctor will treat your injuries. And when it’s all over, the at fault party’s insurance company pays for everything. Some doctors will require you to have a lawyer before they will treat you, its there insurance.
Some insurance companies our doctors will bill
American Chiropractic Network
Blue Cross Blue Shield
Care Improvement Plus
Commerce and Industry
GA Farm Bureau
How people think the billing works & how it really works
Doctors who bill the at fault auto insurance company are quite rare in most states. Virginia, is one of the very few states were doctors will do this. The laws favor the doctor, and the auto insurance company is obliged to do this. Third party billing is when you have pip or med pay. In turn, the doctor bills your insurance company. Most doctors work on attorney liens across the nation in non pip states.
We all want the at fault auto insurance company to be responsible for everything, and they will be. However, in order to get to the end, we have to start treating. And to do so, requires an attorney’s lien. The attorney will then make the auto insurance company pay for your medical and pain and suffering. This does take time, in the meantime you can treat under a attorneys lien.
Finding a doctor who will bill the at fault auto insurance company
When you need to find a doctor who will treat you after a car wreck, you have come to the right place. We help thousands of people every year find a one in there area that will bill the at fault party insurance company or on a medical lien. Forms of payment should not be a factor in your receiving proper treatment after a car wreck.
We know how hard it is to find one who will bill the at fault insurance company, we are here to help you find one. You can find a doctor in your area by entering your zip code in the upper right hand corner of every page on this website. If we do have a car wreck doctor listed in your area that will bill the at fault insurance company. Please contact us immediately, we will and help you find one.