You might have heard about the LOP or also known as the letter of protection. It is important to make sure that you know what a LOP is, for the day that you might need to use it. There are some doctors that are accepting LOP letters, but there are also some accident clinics that won’t accept LOP letter.
Before you can get a LOP, you should make sure that you are going to make an appointment with an accident attorney. They are the only ones that can give you and your doctor a LOP letter. For those that don’t know what a letter of protection is, you will all the answers here:
What exactly are letters of protection (LOP)?
The first thing that you need to know, is what a letter of protection is. Without knowing what it is, you can’t ask your accident attorney for one.
A letter of protection is actually simple. Your attorney is giving your doctor a letter of protection to say that you will pay your bill after the court case. This makes it easier for the patient or victim to ensure that they can seek medical care without worrying about the payments that you should be making. There are some circumstances where doctors won’t accept LOP letters and then you might have a problem if you didn’t think about it, beforehand.
Who needs to get this type of letter?
You might not know what a LOP is, but who needs to get this type of letter? Can everyone get a LOP, or is it something that only special people can ask for?
Anyone that was in a car accident and was injured can apply for an attorney’s letter of protection. Those that don’t want to claim for their injuries that they sustained, will not be able to qualify for a LOP. You also need to make an appointment with an accident attorney with the right documentation in order to qualify for a letter of protection. It will also be harder to get an attorney to give you a LOP if you were the one causing the accident. This is because you might need to pay for the injuries that the other people sustained.
Doctors who still accept LOP letters from attorneys
The debate at the moment about LOP letter is that this isn’t something that attorneys are giving these days. However, this is still a legit document that you can give your accident doctor to make arrangements for paying your doctor fees after the court case. The only thing that you should make sure about, is that you are going to an accident doctor for your first appointment that does accept a letter of protection. Otherwise, you might still need to pay for your medical procedures, even if you have a court case for getting compensation for your injuries.
Not all the accident doctors do accept LOP, and you should ask the doctor when you are making an appointment is they do accept LOP if you are considering getting one from your attorney. LOP might be an official document, but the doctor has the right to reject the request.
What happens with the LOP letter after the court case?
When the court case is over, the LOP isn’t valid anymore. This means that you should pay your medical bills as soon as possible. It doesn’t really matter if you have gotten your compensation for your injuries or not. This can be scary to know that you have high medical bills that you need to pay and that you might not have the money for it.
This can happen when your application for injury compensation is rejected. Then, you can’t go back to the doctor and say sorry, you can’t pay your medical bills. This is something that not many patients understand. They think that they should only pay their medical bills once the compensation was approved and you have gotten money for your medical records. This will leave you with high medical bills, as well as attorney bills that you can’t pay.
Pros and cons of a letter of protection (LOP)
Before you can consider getting LOP, you should make sure that you know what the pros and cons of a letter of protection really have. You might think that there are only benefits because you will not need to worry about the bills that are piling up. This isn’t completely the truth. There are pros as well as cons that you should consider.
- It makes it easier to make appointments for checkups on your injuries sustained.
- A LOP can protect your credit score when you can’t pay the doctor immediately with each appointment.
- You can get your medical records a lot easier when you are making use of a letter of protection. The doctor will give you your medical records so that the case can come to a conclusion.
- You might be even lucky to the doctor that is lowering his medical fees.
- The doctor also will be more willing for a trial testimony about the seriousness of your injuries.
- The clinic might even bill you higher because he is afraid of non-payments. It can happen where a patient doesn’t pay his medical bills after the court case is done.
- Your doctor might send you for tests or scans that don’t accept a letter of protection. Then, you need to pay cash before they can assist you.
- Insurance companies can use a letter of protection against you, and you might not get your compensation for the injuries that you sustained.
- You will need to pay a large sum of money when you lose the court case and you don’t get any compensation.
- Your clinic may not want to honor a letter of protection because they dont like your personal injury attorney
Why Doctors won’t Take a Letter of protection
In some cases, clinics will not accept a letter of protection from your personal injury attorney. The main reason is, they know the attorney won’t pay them or honor the letter of protection. Many large large law firms and some small ones operate this way. If the doctor has to have a letter of protection hey wills end the client somewhere else. They like to make sure the medical treatment is unsecured so they can pay pennies on the dollar for medical care. The doctors know the attorneys who do this and won’t accept the clients.
Where can you find a doctor that will accept the letter of protection
It can be hard and frustrating to find an car accident doctor that will accept the letter of protection. This isn’t something that every clinic needs to accept. This can make it harder to find the right doctor that will accept the letter of protection against you. Doing research and asking the secretaries of the doctor if they accept a LOP, is the best way to make sure that you have a clinic that is accepting their LOP. The last thing that you want to do is to see the doctor first and then going to find the right doctor that will accept your LOP.
Many people dont even know what LOP stands for
There are many people that don’t know what LOP stands for. It means letter of protection. But, this can mean that you don’t need to worry about the medical bills right from the start. It gives you time to ensure that you have all the information about the LOP and the places that are advertising the letter of protection. Find a Doctor that will take a letter of protection