Personal Injury Protection (PIP) or also known as No Fault is accepted. Patients can also qualify for PIP medical care. Same day appointments are generally available with our pip doctors
Are there advantages to one PIP Doctor over another?
Yes, each pip doctor is unique just like each teacher or politician is different. In addition, most pip doctors will generally specialize in one or two specific areas of medicine while in Medical School. To further complicate matters, your insurance company may require that you seek treatment from a pip doctor in their Network. However, you are allowed a second opinion from the pip doctor of your choice. We believe in an integrated approach to medical treatment for serious Car Accident Injuries. This includes Medical Doctors, Chiropractors and Physical Therapy allowing each pip doctor to focus on their specific area of study.
Will my Family Doctor treat my Auto Accident Injuries?
Generally, your Family Physician will not treat your Car Wreck injuries. Of course, your Family Doctor would love to treat your injuries and cares deeply about your health and well-being, in addition to making money for treatment. The problem with using your Family Doctor for Auto Accidents is with the billing.
Billing for Car Accidents is generally referred to as Third Party Billing, which includes Med Pay, Auto Insurance such as Geico and Progressive, LOP, PIP and No Fault. Third party billing does not include any Health Insurance plans, which is generally what your Family PCP will accept. Your Family Doctor and many Urgent Care clinics will also treat Car Wreck injuries if you want to pay for services up front. However, you should never pay out of pocket for your Automobile Accident care.
Below is a list of some common Automobile Accident Injuries.
Our PIP Doctors have many years of combined experience in treating automobile accident injuries. We require each of our pip doctors to undergo continued education and hold our staff to the highest of standards. No rear end Collision injury should be ignored. Auto accidents at speeds less than 10 mph can still cause injuries. Always get checked out by a pip doctor after a car accident.
With any whiplash injury, you should get immediate medical treatment as delayed treatment can lead to additional injury and pain. Our PIP Doctors treat the following Car Wreck Injuries:
- Headaches, Stiffness, Dizziness
- Blurry Vision, Lack of Motion
- Spinal Injuries, Neck Injuries, Whiplash
- Back, Shoulder, Chest Injuries
- Arm, Leg Pain and Numbness
- Hand, Foot Injuries
- Broken Bones, Fractures, Chipped Bones
- Face, Jaw, Ear Pain
Auto accident Injuries and the pip doctors who treat them
All Automobile Accidents happen in a unique way and cause injuries that are different for each person and case. The speed, distance traveled, age, sex and many other factors come into play when dealing with automobile accident injuries. The fact is that you need an pip doctor who has treated these types of injuries before.
Our pip doctors receive continued education to keep them up to date on all new technologies or techniques. We offer an integrated approach to medicine including a combination of medical doctors, chiropractors and physical therapist.
No fault states
In most no fault states, you can qualify for medical coverage with no out of pocket expense. After all, that’s what no fault was designed to do. Our Pip doctors can help you understand the billing process and you will never pay out of pocket for treatment.
Most importantly, you will get the medical care you deserve. Our pip doctors will deal with your auto Insurance Provider without the need for an attorney. This allows patients to focus on treatment and healing rather than dealing with an attorney. At the Accident Injury Group, our goal has always been your health and happiness.
Only 16 states require personal injury protection. While on the other hand, there a few that give you the option of purchasing no fault. All but Michigan limit the no fault benefit.
- Delaware-15,000 per person, 30,000 per accident
- Kansas-4,500 medical, 4,500 rehabilitation, 2,000 funeral
- Maine-2,000 per person
- Maryland-2,500, can refuse coverage, but must be provided for passengers
- Michigan-unlimited-see below
- Minnesota-40,000-20,000 for medical expenses, & 20,000 for non medical
- New Jersey-15,000
- New York-50,000
- North Dakota–30,000
- Pennsylvania-5,000, also called medical benefit coverage
- New Hampshire
- South Dakota
- Washington D.C.
Can PIP Doctors cover long term medical treatment?
You can generally qualify for medical care with a pip doctor is using no fault auto insurance coverage. However, there are other medical care options if your injuries require longer than normal treatment. If needed, we have a personal relationship with many Accident Attorney Networks that understand and deal with regular car accidents. Your auto accident pip doctor can help you understand the benefits of using an attorney and if your injuries will require long term medical attention.
Some no fault states offer long term medical care after auto accident. The terms of that care is dictated by the state. Furthermore, one state, Michigan has unlimited amount on no fault medical care.
If I need an Accident Attorney, how will they get paid?
You should never use an attorney that requires an upfront or cash payment after a car accident. A good Accident attorney will only receive payment upon settlement of your personal injury claim. You should never pay cash or any out of pocket expense for legal help for Car Accidents.
For car accidents, the settlement happens when an insurance provider pays the attorney or PIP Doctor after all possible medical treatment. This is commonly known as the personal injury settlement or when the PIP Doctor gets paid from the LOP.
What types of PIP Doctors will accept a Letter of Protection?
Not all Doctors will treat under an LOP. For example, your Family Physician generally will not accept a LOP from an Accident Attorney. Your Family PCP is set up to accept health insurance or cash payment up front. However, a qualified Accident PIP Doctor will provide treatment under a Letter of Protection, no fault and other forms of third party billing.
Generally speaking, patients will begin medical treatment while using Auto Insurance or no fault. Your treatment team of Medical PIP Doctors, Chiropractors and Physical Therapists will evaluate your future treatment needs. If it is decided that you will require more treatment than no fault will cover, then your PIP doctor may recommend that you contact an Attorney.
You do not need an Attorney to get medical treatment in most states that require no fault auto insurance. However, if your Auto Accident Injuries require long term care, then it may beneficial to consult with a good Attorney. Your PIP Doctor will work with you to determine the best possible Injury Attorney for your needs, which allows continuing treatment without pause. Ideally, you may not notice any changes with your pip Doctor billing other than some additional paperwork.
What does PIP cover
Personal Injury Protection coverage (Pip) and no fault is a form of insurance. This insurance is a supplement to what you have. It applies to your automotive policy. It was created to limit the right to sue. You are covered no matter who was at fault. It is often called no-fault. What Personal injury protection covers vary from state to state, but can include:
- Medical Expenses
- Emergency Rescue or ambulance
- Income Loss
- Accidental Death
- Funeral expenses
- Survivor benefits
- Pain and suffering in some states
- loss of “companionship”
Personal injury protection ( PiP) will not cover injuries caused by the following:
- Farm Equipment
- Recreational or off-road vehicles
- Motorcycles (although personal injury protection might be available for motorcycles in some states, it also is very expensive)
It also will not cover intentional injuries caused by the insured, organized racing activities, or while in the commission of a felony.
Personal Injury Protection (Pip) will not cover services that your insurance company decides are not:
- Related to the accident
- Incurred within 3 years of the car accident
Are all pip doctors equal when treating car wreck injuries?
No, every accident pip doctor is different. Think of it this way. Your mom may make the best pie in the world whereas your dad is better at grilling steaks. Each car accident pip doctor is different and may specialize in certain areas of medicine over others. This is why we offer an integrated approach to treatment including Medical Doctors, Chiropractors and Physical Therapists. Integrated Medicine allows each pip doctor or physician to focus on their specific area of focus, which gives you the best possible care from qualified pip Physicians. Many Clinics have one or two pip doctors, and cannot provide an integrated plan. In fact, almost all Accident Clinics do not have an in-house Medical Doctor or access to X-Rays or MRI.
What should I expect during my first visit to the pip Doctor?
A good pip doctor will generally require a claim number and some form of ID. You should not pay out of pocket, so you do not need to worry about having cash on hand. In addition, you can oftentimes use a claim number from your own insurance provider or the person at fault. Your auto insurance company will simply collect any money owed to your provider at the time of settlement.
Settlement generally happens when you have completed treatment or come to some form of long term agreement. We also recommend any pictures of your injuries directly following the Automobile Accident. For example, pictures of how your body was positioned may help your Physician. Visit our pip doctors listed on our website today for a same day appointment. We accept all types of insurance including No Fault.
Pip doctors accept all types of auto insurance. Free No Fault consultations. Call today to schedule your same day auto accident appointment.