Being involved in a car accident can be a life-altering experience. Even if your injuries seem minor at first, seeking medical attention should be your top priority. Delayed injuries are common, and failing to see a doctor promptly could not only put your health at risk but also make it difficult to receive compensation for your medical expenses.
If you’ve been injured in an auto accident, here’s everything you need to know about seeking medical care, documenting your injuries, and navigating the process.
Get Medical Attention Immediately
Why Seeing a Doctor Right Away is Crucial
If you’re injured in a car accident, you should see a qualified accident doctor as soon as possible. Many patients delay treatment because they don’t know where to go or assume their pain will go away on its own. However, waiting too long can make injuries worse and may impact your ability to file a claim.
If your injuries are severe—such as broken bones, head trauma, or internal bleeding—you should go to the emergency room immediately. However, even if your injuries don’t seem serious, you should still seek medical care within 72 hours of the accident.
Common Challenges in Getting Medical Treatment
Many people face difficulties in finding the right medical care after a car accident. Some common issues include:
- Your primary care doctor refuses to treat auto accident injuries. Many general practitioners avoid dealing with insurance claims or third-party billing.
- Doctors require payment upfront for treatment. Without insurance coverage, medical costs can be overwhelming.
- You’re unsure where to find an accident doctor. Not all doctors specialize in treating auto injuries.
- You’re worried about legal and insurance complications. You may wonder if you need an attorney to receive treatment.
If any of these concerns sound familiar, don’t delay seeking treatment. We are doctors who specialize in auto accident injuries and can help you get the care you need without immediate out-of-pocket expenses or an attorney.
Understanding Delayed Injuries
What Are Delayed Injuries?
After a car accident, you may feel fine initially due to adrenaline and shock, but injuries can take days—or even weeks—to appear. Some common delayed onset injuries include:
✅ Whiplash: Neck pain, stiffness, and headaches may not appear for days.
✅ Concussions: Dizziness, memory issues, and fatigue can develop later.
✅ Soft Tissue Injuries: Muscle strains and ligament damage may worsen over time.
✅ Internal Injuries: Bruising or internal bleeding may not be immediately visible.
The Importance of Early Diagnosis
By seeing a doctor right away, you can catch hidden injuries early and document them for a personal injury case. If you wait too long, the insurance company may argue that your injuries are unrelated to the accident, making it harder to receive compensation.
Deadlines for Medical Treatment & Insurance Claims
Some States have laws regarding how soon you must seek medical treatment to qualify for insurance benefits.
- In Florida and other PIP (Personal Injury Protection) states, you must see a doctor within 15 days to use your PIP benefits. If you miss this deadline, you could be responsible for all medical expenses.
- In non-PIP states, the timeframe varies. Some states allow a longer window to seek treatment, but insurance companies may still use delays against you.
Bottom line: No matter where you live, the sooner you see a doctor, the better—both for your health and your legal case.
Document Your Injuries & the Accident Scene
Taking photos and keeping detailed records can strengthen your case if you need to file an insurance claim or pursue legal action.
What to Document After a Car Accident:
📷 Take Photos of Your Injuries: Bruises, cuts, and swelling should be photographed as evidence.
🚗 Photograph the Accident Scene: Capture damage to vehicles, license plates, road conditions, and any visible injuries.
📜 Keep All Medical Records: Save every doctor’s report, prescription, and treatment recommendation.
📝 Write Down Symptoms & Pain Levels: Track how your injuries progress over time.
Why This Matters
Your accident doctor will use this documentation to support your injury claim. If your police report contains errors, photos may also help correct discrepancies and strengthen your case.
Finding a Doctor Who Specializes in Auto Injuries
Many accident victims struggle to find a doctor who will treat them after a car accident. Not all doctors accept third-party billing, and some prefer to avoid auto accident cases altogether.
What to Look for in an Auto Injury Doctor:
✔ Experience in treating accident-related injuries like whiplash, concussions, and spinal injuries.
✔ Ability to properly document injuries for insurance and injury claims.
✔ Willingness to accept medical liens or work with an attorney to secure payment.
In PIP states, finding a doctor is easier because PIP insurance covers medical costs upfront. However, in non-PIP states, you may need a doctor who works with personal injury attorneys to arrange payment.
Should You Call an Attorney for Auto Accident Injuries?
While you don’t need an attorney to receive medical treatment, hiring one can help you with personal injury claims and auto insurance issues.
How an Attorney Can Help:
- Ensures you receive proper medical treatment without upfront payment.
- Handles insurance negotiations so you don’t settle for less than you deserve.
- Protects your legal rights if the at-fault driver’s insurance denies your claim.
However, not all personal injury attorneys are the same. If you decide to hire one, ask your accident doctor for recommendations on reputable lawyers.
PIP vs. Non-PIP States: How it Affects Your Medical Care
PIP (Personal Injury Protection) States:
- Covers medical expenses for all passengers, regardless of fault.
- No attorney required to receive benefits.
- Doctors are paid directly by the insurance company.
Non-PIP States:
- Medical care is not automatically covered.
- Many doctors require an attorney’s lien to secure payment.
- You may need to pay for treatment out of pocket if no insurance coverage applies.
In non-PIP states, speaking with a personal injury attorney may be necessary to ensure medical expenses are covered.
Choosing the Right Doctor for Your Injury
After an accident, getting proper medical care should be your top priority. However, finding the right doctor can be overwhelming.
What to Consider When Choosing an Auto Injury Doctor:
✅ Experience in treating accident-related injuries.
✅ Access to diagnostic tools like MRIs and X-rays.
✅ Ability to work with insurance companies and attorneys.
Some injuries require specialist care, such as chiropractic adjustments, orthopedic treatments, or physical therapy. Be sure your doctor has the expertise to handle your specific injury.
Final Thoughts: What to Do After an Auto Accident Injury
If you’ve been injured in a car accident, follow these steps:
✔ Seek medical attention immediately—even if you feel fine.
✔ Document your injuries with photos and medical records.
✔ Find an accident doctor who understands how to treat and document injuries properly.
✔ Understand your state’s insurance laws—PIP vs. non-PIP.
✔ Consult an attorney if needed to ensure fair compensation for medical expenses.
Looking for a doctor who specializes in auto accident injuries? Search our database of qualified physicians to find the right provider in your area.