In Wisconsin, motor vehicle accident statistics for recent years show a consistent pattern of traffic-related incidents and outcomes. For the year 2022, there were 547 fatal crashes recorded, with the total number of crashes amounting to 128,830. This included 25,071 injury crashes and 103,212 crashes that resulted in property damage. The total number of fatalities was 595, and alcohol-related incidents were notably significant, with 6,230 crashes involving alcohol, leading to 155 fatalities (Wisconsin DOT).
Throughout the years 2019 to 2022, there’s been a variety of trends in different categories, including impaired driving, speed-related incidents, and construction zone accidents, which are consistently monitored to improve road safety strategies.
In Wisconsin, the minimum auto insurance requirements are established to ensure that all drivers carry a certain amount of liability and uninsured motorist coverage. Here’s a breakdown of the required minimums:
- Bodily Injury Liability:
- $25,000 per person for injuries you cause to another driver or pedestrian.
- $50,000 per accident for injuries if multiple people are hurt.
- Property Damage Liability:
- $10,000 per accident for damage you cause to another person’s property.
- Uninsured Motorist Coverage:
- $25,000 per person for injuries caused by an uninsured driver.
- $50,000 per accident for injuries to multiple people in an accident caused by an uninsured driver.
These coverage limits are often referred to as 25/50/10 coverage. While these are the minimum requirements, it’s generally recommended to consider higher limits to provide better financial protection and coverage, especially given the costs associated with serious accidents can quickly exceed these minimums .
Moreover, Wisconsin law mandates that all drivers must carry proof of insurance and present it during traffic stops or after accidents when requested. Failure to provide proof of insurance can result in fines. For those looking for more comprehensive coverage, options like collision, comprehensive, and higher liability limits are available and advisable to ensure greater protection.
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