We accept no fault and pip auto insurance
If you’ve been involved in an auto accident in Avon Park, Florida, our friendly and experienced team of accident doctors is here to help. The Avon Park Accident Doctor Group specializes in treating injuries from motorcycle and car accidents, as well as slip and fall incidents and worker’s compensation cases.
Accident Doctor Group
Specialized Care for Accident Injuries
Our services include:
- PIP and No-Fault: We work with Personal Injury Protection (PIP) and no-fault insurance to ensure you get the medical and doctors care you need without upfront costs.
- Comprehensive Treatment: From minor injuries like headaches to more severe conditions, we provide the necessary care to help you recover.
- Claims assistance: We help you file all the necessary paperwork
- Attorney help: if you need an attorney, we can help you find one that will fit your needs
- Same Day appointments in most personal injury cases
Understanding PIP and Auto Insurance in Florida
- Florida’s PIP Law: Personal Injury Protection (PIP) allows you to receive immediate medical attention following a car accident. Here’s what you need to know:
- Immediate Care: PIP covers medical expenses regardless of who is at fault.
- No Out-of-Pocket Costs: You should not have to pay out-of-pocket for medical care after an auto or motorcycle crash. Our doctors can bill your insurance directly through PIP.
What is Third-Party Billing?
Third-party billing refers to various options for billing car accident-related medical expenses. Common billing options include:
- PIP: Personal Injury Protection
- No-Fault Insurance: Ensures coverage regardless of fault in an accident
- LOP: Letter of Protection, often used when an attorney is involved
- Auto Insurance: Policies from providers like State Farm, AAA, and Progressive
Key Facts About PIP
- Coverage: In Florida, PIP can cover up to $10,000 in medical expenses.
- No Impact on Premiums: Using your PIP coverage should not increase your auto insurance premiums.
- Direct Billing: Your accident doctor can bill your insurance directly through PIP, eliminating the need for an injury attorney.
- Eligibility: PIP is available even if you are at fault or the other driver is uninsured. You must seek medical attention within 14 days of the accident to be eligible for PIP benefits.
Important Steps to Take After a Car Accident
After a car accident, it’s crucial to act quickly to ensure you receive the medical care and doctors support you need. Here’s what to do and how to utilize Personal Injury Protection (PIP) effectively:
- Call the police: make sure to get a copy of the accident report
- Check on all Drivers and passengers involved in the accident
- Call your Accident Doctor in Avon Park
- 14-Day Window: You have a 14-day window to apply for PIP coverage.
- Claim Number: Obtain the claim number from your auto insurance company or the insurance company of the person responsible for the accident. You can use either party’s claim number to file your claim.
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Combining Coverage Options
Med Pay and PIP: Both Medical Payments (Med Pay) coverage and PIP can be used for the same car accident.
Multiple Coverages: The same accident can be covered by PIP, Med Pay, and a Letter of Protection (LOP) from your attorney, ensuring comprehensive coverage for your medical and doctor expenses.
Chiropractic Care for Car Accident Injuries
Chiropractic care is a common and effective treatment for personal injury victims, especially for soft tissue injuries. Here’s what you need to know:
- Third-Party Billing: Chiropractors often accept third-party billing, making it easier to get treatment without upfront payments.
- Comprehensive Treatments: Chiropractors offer various treatments, including ultrasound and imaging, to address soft tissue injuries that are not detectable by X-rays or MRIs.
- Specialized Care: Unlike general doctors, chiropractors specialize in treating injuries related to car accidents, such as whiplash and other soft tissue damage.
Severity of Injuries
The severity of injuries can vary based on the type and size of the vehicle involved. There are man different factors to take into account such as:
- Impact of Vehicle Size: Larger vehicles like SUVs and trucks can cause more severe injuries compared to smaller cars.
- Additional Factors: The speed of the vehicles, direction of impact, and driving conditions also play significant roles in the severity of injuries.
- Immediate Care: Seeking immediate medical attention is crucial, as delays can lead to doubts about the severity of your injuries and affect your insurance claim.
Duration of PIP Benefits
- Immediate Use: Florida’s PIP law allows you to receive immediate medical attention without needing an attorney. The policy covers up to $10,000 in medical expenses.
- Long-Term Use: PIP benefits can be used for months or even years after an auto crash, until you reach the coverage limit or return to your pre-accident condition.
- Consistent Treatment: Continuous doctors care is essential to avoid gaps that could undermine your claim. Accident doctors are trained to document injuries thoroughly to support your insurance claims.
PIP & Accident Doctors in Avon Park
If you’ve been involved in an auto accident, don’t delay seeking medical treatment. Contact our team of experienced accident doctors in Avon Park, Florida, to schedule your appointment and get the care you need. We are dedicated to helping you recover fully and navigate the complexities of FL pip insurance and medical care. Avon Park accident injury doctors offer free medical consultations for personal injury patients.
For more information or to schedule an appointment, call us today. Let us help you get back to your normal life as quickly as possible.
You do not have to retain an attorney to come treat with us