How your treatment is paid for

Personal injury protection: This is the most common form of payment for a accident case in Delaware. This would be considered the primary resource for paying medical bills after you or anyone in your car has been hurt.

Attorney liens: This is just an agreement with your attorney and your doctor. This comes into play when your pip benefits have been exhausted.

Med pay or medical payments: This is through your own auto insurance company. Most common med pay coverage is around 5k.

Auto insurance: We may be able to bill the at fault party’s insurance company, but not likely. Your own auto insurance company will be paying for most, if not all, of your medical treatment.

Why you should see a doctor after a Clayton DE car accident

Even if you feel fine, it is important to see a physician as soon as possible after an accident. Adrenaline from an accident may mask symptoms, causing pain to be delayed. Doctors can treat any injuries, even if they are not immediately felt.

• Early detection-Some injuries, such as concussions and internal bleeding, may not show symptoms immediately. If you do not see a physician, these issues may worsen.
• Documentation needed for personal injury claims– A visit to the doctor after an accident can be a great way to document injuries. This is crucial if you decide to hire an attorney to help file a lawsuit for personal injury. Attorneys and adjusters use documentation to determine what compensation you are entitled.
• Peace of Mind– A visit to the doctor can bring you peace of mind.
• Avoiding chronic problems– Ignoring minor pains and aches after an accident can lead to chronic conditions that require additional treatment. Seeking medical care as soon as you can will help to prevent your injury from becoming a serious issue.
• Achieving full recovery– Your doctor can recommend a treatment plan that will help you recover. You should follow your doctor’s advice, whether it is for chiropractic treatment, physical rehabilitation or medication.
• Protecting yourself-You might be told that your injuries were not serious, or had nothing to do the accident, by the medical adjuster or the person you hit. Arriving quickly to our office can help you establish a link between the accident and your injuries.

After a car accident, your health is the most important consideration. Even if you don’t feel injured, it is important to visit a doctor. Do not wait until you feel symptoms or have pain before making an appointment. Call us as soon you can to set up an appointment.

How Pip works in Delaware

In Delaware, pip is the most common form of payment to your accident doctor for services they will provide. It serves as the primary form of payment.

Delaware pip

• Pip is on your car insurance policy and covers accident doctor visits, lost wages, and other costs regardless of who was at-fault for the car wreck.
• All drivers or owners of vehicles must have pip coverage as part of their auto insurance policy.

Pip coverage details

• Minimum Coverage- required pip is 15,000 per person, per accident, and 30,000 total per accident. Pip will pay up to 15,000 for one person’s injuries, and 30,000 for all injured parties. For example, let’s say you have a passenger in your car, they would also be able to receive 15,000 in pip benefits. However, if there was a third person injured and the first 2 had already maxed out pip coverage, they may have to treat under an attorney’s lien.
• Higher Coverages: you can purchase higher limits of pip benefits. However, the cost will be mor expensive, on top of already high insurance rates.

What PIP Covers

• Medical bills: ER visits, Ambulance, Hospital, surgeries, rehabilitation, and necessary treatments from your doctor.
• Lost wages: pip will cover a portion of your lost income in the event you are unable to work after the accident.
• Funeral expenses: Pip may cover some funeral expenses in the unfortunate event of death from the auto accident.
• Other Expenses: If you cannot perform daily activities, pip will cover costs such as childcare, or in home care.

How Pip Works in an Auto Accident

• After an accident, if you or your passengers are hurt, you can file a claim under your PIP coverage.
• PIP will pay for medical bills and other expenses up to the policy limits, regardless of who caused the accident.
• You are required to use your PIP coverage before suing the other driver for damages. Or treat under an attorney’s lien.

Pip can be confusing, your Clayton car accident doctor can help you file all the necessary paperwork for you, and all your passengers. There is no reason to delay seeing a doctor after you have had an accident in Delaware.

Keep these Things in Mind When treating with our Car Accident Doctor

Please read the following advice to make sure you receive the best treatment possible and enjoy your visit every time.

• Inform your doctor about any pre-existing injuries
• See your doctor as soon as possible.
• If you do not have an accident report, ask your doctor for help.
• Your recovery can be affected if you miss appointments.
• Do not forget to book your next appointment with the front desk.
• If you cannot attend the scheduled session, please call and reschedule.

Chiropractic care is the most popular treatment for personal injuries because chiropractors are experts in soft tissue injuries. Since 90% of car accident injuries are soft tissue injuries, they are also the best option.

Clayton Car Accident Doctors near me

Start treatment today, we require no money out of pocket. This means you can concentrate on your recovery, and not have to worry about the medical bills. Our physicians have treated car accident cases for many years. This expertise gives you an advantage in recovering fully and getting the settlement you deserve. It also gives your attorney the documentation he needs for your case.

Car Accident Doctors near me