Accident doctors Cape Coral, FL

14 days, don’t wait to see a doctor

Has it been days or weeks since your injury? Either way, Our Car accident doctor provide the care to help you return to pre-injury state. We handle soft tissue injuries, fractures, whiplash, neck & back pain. Our accident doctors treat nothing but personal injury.

You only have 14 days to seek a cape coral accident doctor after your auto crash.

Delayed Treatment

Some accidents take days or even weeks for pain to appear, especially when dealing with whiplash or soft tissue damage. However, these types of injuries are difficult if not impossible to detect directly following an accident and can even take several days or weeks to set in fully.

Delayed treatment can cause more harm than good. It also puts you at risk more complications down the road. Your car insurance pays for your medical treatment. So there is no reason to delay your medical care or not see a doctor. Never pay out of pocket after a personal injury. Get in touch with our doctors! We will be able to assist you!

Our Doctors file all the paperwork for you.

 If you have been in a car wreck and your primary care doctor turned you down, call our doctors, we can provide the same treatment but we do not charge out of pocket. Your primary care physician is not going to fill out paperwork for a pip claim. We will help file all the paperwork for you.

How pip works

Florida is a “no-fault” insurance state when it comes to auto insurance. This means that after a car accident, your own insurance company is responsible for covering certain expenses, regardless of who was at fault for the accident. Here’s a breakdown of how no-fault insurance works in Florida:

Florida law requires all drivers to carry Personal Injury Protection (PIP) coverage as part of their auto insurance policies. PIP coverage is designed to provide immediate medical coverage for you and your passengers in case of an accident, regardless of fault.

PIP Coverage Benefits:

PIP coverage typically pays for:

• 80% of reasonable and necessary doctor and medical expenses related to the accident.
• 60% of lost wages due to the accident, including the cost of household services you can no longer perform.
• A death benefit of $5,000 per person in case of a fatality resulting from the accident.

No-Fault Threshold

Florida has a “no-fault threshold” for filing a personal injury lawsuit against the at-fault driver. In most cases, you cannot sue the other driver for damages (such as pain and suffering) unless your injuries meet certain criteria, including:

• Loss of an important bodily function.
• Permanent injury
• Scarring or disfigurement.

Property Damage Claims

For property damage to your vehicle, you can file a claim with your own insurance company, or use the at-fault driver’s property damage liability coverage.

Insurance Requirements

In Florida, drivers are required to carry at least $10,000 in PIP coverage and $10,000 in Property Damage Liability (PDL) coverage. PDL coverage pays for damage you cause to someone else’s property in an accident.

• Bodily Injury Coverage: While PIP coverage handles medical expenses, if your injuries meet the serious injury threshold, you may also pursue a claim against the at-fault driver’s Bodily Injury Liability (BIL) coverage. However, BIL coverage is not mandatory in Florida, so not all drivers have it.
• Filing a Cape Coral PIP Claim: To make a PIP claim, you must notify your own insurance company promptly after the accident. They will provide you with the necessary forms and instructions for filing the claim. You will need to provide documentation and medical expenses.
• Legal Representation: In some cases, especially when injuries are severe, it may be necessary to consult with a attorney. They can help you navigate Florida’s no-fault system, especially if you need to pursue a claim beyond the PIP coverage limits.

You need to understand your rights and responsibilities under Florida’s no-fault insurance system and to work closely with your insurance company and, if necessary, an attorney, to ensure you receive the compensation you are entitled to after a car accident.

What to do after a Auto Accident in Cape Coral

If you’ve been involved in a car accident in Cape Coral, Florida, it’s important to take specific steps to ensure your safety, gather necessary information, and protect your legal interests. Here’s a general guide on what to do after an auto crash in Cape Coral:

• Check for Injuries and Safety: Check others involved in the accident for injuries. If anyone is seriously injured, call 911.
• Move your vehicle out of the flow of traffic if you can an d its legal.
• Call the Police: Contact the Cape Coral Police Department to report the accident. A police report is important, everyone will want a copy.
• Exchange Information: Exchange information with the other driver(s) involved
• Document the Scene: Take photographs of the accident scene, including vehicle damage, road conditions, traffic signs, and any details.
• Gather Witness Information: If there are witnesses to the accident, collect their names and contact information.
• Report to Your Insurance Company: Notify your insurance company as soon as possible about the accident.
• Seek a accident doctor in Cape Coral: Even if you don’t feel hurt, it’s important to see a doctor as some injuries may not be immediately apparent.
• Consult an Attorney: If you sustain injuries or substantial property damage, consider consulting a personal injury attorney experienced in Florida law. They can advise you on your rights.
• Maintain Records: Keep records of all medical bills and estimate’s of your cars damage
• Understand Florida Laws: Familiarize yourself with Florida’s specific laws and regulations related to car accidents, including the statute of limitations for personal injury claims.

Remember that each car accident is unique, so consult with an doctor who can provide guidance based on the specifics of your situation. Consulting a doctor early in the process can help protect your rights and ensure you receive the compensation you may be entitled to.