South Dakota Car Accident Doctor

South Dakota car accident statistics

• There were a total of 17,512 car wrecks in South Dakota
• 5,174 car accident injuries were reported
• 116 fatalities
• 32% of all  fatality accidents involved alcohol

South Dakota Cities

Minimal South Dakota insurance requirements

• Bodily Injury Liability-25,000/50,000
• Property Damage Liability-25,000
• Uninsured Motorist Bodily Injury-25,000/50,000
• Underinsured Motorist-25,000/50,000
• Medical Payments-not required, although the most common is 5,000

What are medical payments?

Medical payments is additional coverage you purchase on your auto insurance policy. It may be wise to purchase medical payments if you do not live in a mandatory Pip state. Talk with your insurance agent for more information on medical payments and how much it would cost. the cost is very low considering what it pays for. Here is what medical payments cover in most states

• Medical expenses directly related to injuries suffered from a car accident ( no matter who was at-fault)
• Chiropractic care
• X-Rays
• Emergency Room visits ( relating from the car wreck )
• Emergency transport services ( EMS )