Our no fault doctors do third party billing, which is the general term used for car accident billing.  We have medical physicians, chiropractors and physical therapists who take car insurance for your medical care. Furthermore, they will provide treatment with no out of pocket cost to you or your family.

After you have been hurt in a serious car wreck, you do not need the added stress of medical bills. Specifically, how you will get the medical help you need and how you will pay for this treatment. You need to find a no fault doctor who will take auto insurance or PIP. No fault Doctors can provide treatment with the guarantee of payment from the insurance company. This also means that you don’t have to worry about the medical bills, and can focus on faster recovery. No fault Doctors will generally treat all personal injury cases.

What is No Fault

No fault is part of your auto insurance plan, which is also mandatory in many states. However, there are a few states where you can opt out of that option. This coverage is designed for you to get the medical help you need after a car accident, without the need for out of pocket payments. It was meant to limit the liability for causing bodily harm in a car wreck.

What no fault was designed to do

• Lowering Premium Cost
• Avoid litigation
• Provide quick compensation for medical expenses
• Avoid out of pocket costs

No fault insurance or PIP (personal injury protection ) was designed to lower premium cost and litigation. The reality of it is completely different.

The Reality

• No fault states have the highest premiums in the country
• More uninsured drivers in no fault states (Premiums to high)
• Litigation over medical

Insurance a No Fault Doctor will take after your auto accident

We have only listed some of the more popular auto insurance carriers.  Contact us for a detailed list of accepted automobile insurance carriers.

No fault doctors may help you with

I was at fault in the car wreck, can i still see a no fault doctor?

Despite the higher insurance costs, this is oftentimes the good news with No Fault insurance.  No fault insurance was designed to help injured parties get the medical care they need in the event of a car wreck, no matter who received a citation for the car wreck. This means that you and anyone in your car may be entitled to free medical care after a car wreck. The doctor will bill the insurance company and do the necessary paperwork. If you were injured in a car accident and given a citation claiming that you were at fault, then call our medical providers right away. Accidents happen every day; just because you received a citation does not mean that you have to suffer.

We can get you medical care if you have no fault in these States

No Fault Doctors who bill auto insurance

Third party auto insurance doctors are chiropractors or medical physicians who are set up to bill the at fault party directly. Your Family PCP, more than likely, cannot bill the third-party auto insurance company. Furthermore, they generally will not even treat car accident injuries due to the documentation requirements. However, your Family PCP may treat your car accident injuries if you are paying upfront with cash or credit. More than not, the victims of car accidents don’t have the money to pay out of pocket for medical care.

Health care providers or Family PCPs are geared more towards billing your health insurance provider or collecting payment upfront. Furthermore, they have no idea how to document or represent a personal injury case in court. However, our No-Fault doctors have the ability to work on attorney liens, medical liens, and third party billing through the auto insurance. You never have to worry about medical bills when you see a qualified No Fault doctor.

No-fault insurance is a common form of automobile accident protection in some states. No fault means that no matter who was at fault for the car accident, you can still receive medical treatment for your injuries. It was designed to absolve the need for the driver to go after the at fault vehicle for damages.  No Fault and PIP are commonly accepted together in many states.

What is covered under No fault insurance

On traditional auto insurance policies, bodily injury protection allows you to take out liability coverage.  In most cases, liability coverage will pay for bodily injury claims from anyone injured in a car accident, regardless of who was at fault.  Of course, with no-fault car insurance, your bodily injury coverage also includes you as well as all other passengers.  An additional benefit to this coverage is that medical claims are paid quickly.  This means that you will never pay out of pocket for medical expenses upfront, only to wait for reimbursement when your case is settled.

Medical Bills

Medical bills for car accidents are covered under no fault insurance. You may find yourself in the Emergency Room or having to visit an Urgent Care Clinic after a serious car accident. These bills would also be covered under the personal injury protection or your auto policy. Follow-up care or rehabilitation with a no fault doctor would be covered as well.

Lost Wages

Additionally, lost wages may also be covered under auto insurance in some states.  All of our Accident Physicians and Chiropractors accept auto and PIP insurance.  Call to make an appointment with a qualified No Fault Doctor, who specializes in auto accident injury treatment.

Bodily injury

Bodily injury-Traditional auto insurance policies allow you to take out liability coverage to cover bodily injury claims from anyone injured in a accident in which you have been deemed at fault. With no-fault car insurance, the bodily injury coverage provided by your policy also includes you. One benefit of having this coverage is that medical claims are paid quickly so you don’t have to wait for a lawsuit before you are reimbursed for money you would otherwise have to pay out of pocket for your expenses.

What is not covered by no fault insurance

Property Damage

-Originally, No-Fault insurance was designed to pay for the treatment of a person who was injured in a car accident. On the contrary, it will not pay for property damage. Property damage typically refers to the damage done to your car in the auto accident. Other portions of your insurance policy will address property damage such as collision coverage.

Mopeds

-Injuries resulting in the crash of a moped (not available in all states), regardless of whether an automobile or other vehicle was involved in the accident.

Motorcycles

-Injuries resulting in the crash of a motorcycle (not available in all states), regardless of whether an automobile or other vehicle was involved in the accident.

Don’t delay treatment from a No Fault Doctor after an Automobile Accident

Of course, you should always see a physician within 14 days of a car wreck in order to qualify for coverage.  However, we generally recommend that you get checked by a qualified Accident Doctor within 72 hours of the accident.  If you fail to see a No Fault Doctor within 14 days, then you may find yourself responsible for the bills. To repeat, you should always seek immediate care from a qualified no fault doctor if you have been injured in an automobile accident. Delayed care could cost you thousands of dollars and lead to long term pain and misery. In addition, gaps in treatment can also hurt your personal injury claim, similar to delayed treatment, and should be avoided if possible.