Accident Doctors in New Windsor

New York PIP and No fault

New York’s Personal Injury Protection (PIP), sometimes called No-Fault, is required by everyone who operates a vehicle within the state. It is written in every auto insurance policy in the State of New York. The purpose of No-fault is to help everyone get the medical care they need after they have been involved in a car accident. Additionally, No-Fault will also cover you any anyone in your car at the time of the accident, no matter who received a citation or was found at-fault.

No fault covers

• Medical Expenses
• Lost wages
• Expenses

The minimum no fault coverage in New York is 50,000 per person, per accident. No fault is designed to limit the right to sue. It also allows people to get the care they need right away, instead of waiting to find out who was at-fault for the accident. It is filed under your own auto insurance. However, no fault does not cover pain and suffering or damage to your car. You will need an attorney to help you for your pain and suffering.

Auto insurance can also pay up to 80% of lost wages up to 2000.00 a month for up to three years. However, you need to file a no-fault claim within 30 days of your accident in order to receive the benefits

In order to be eligible for Pip and No fault benefits

An injured person is:

• the named insured and any relative who gets injured in the named insureds vehicle.
• the named insured and any relative who sustains personal injury arising out of the use or operation of any motorcycle, while not occupying a motorcycle.
• any other person who sustains personal injury arising out of the use or operation of the insured motor vehicle in the State of New York

Your doctor can help you with the no-fault claim if you need help.

What to do if you are involved in a car crash in New Windsor, New York

• Call 911 if anyone is injured or in danger
• Contact the New Windsor city PD
• Call us from the scene of the accident to schedule an appointment with a doctor who treats car accidents.
• Speak to any witnesses – It is important that you speak with anyone who witnessed the accident.
• Take as many pictures as possible of the accident scene
• Speak to an attorney – You might need to speak to an attorney about your accident. Take advantage of the free consultations offered by most attorneys. You can ask our doctors who they recommend.

Ask your doctor how to obtain a copy of the accident report. We’ve seen mistakes in police reports that could really hurt your claim. If you don’t know how to read a accident report, show it to your treating doctor, they’ve seen hundreds of them. Speak to your attorney or physician if you notice errors.

Can I visit any doctor after an accident?

Absolutely, you can see anyone you wish. However, keep this in mind, not all doctors know how to document personal injury cases. Not all physicians have the experience needed or the knowledge to treat accident cases. And not all physicians take New York PIP.

If you have been in a car wreck, your PCP may be able to help. However, many Family Physicians don’t accept third-party billing. Your PCP is a good choice because they know your history. Furthermore, they may not know how to deal with an attorney and documentation.

We still recommend you tell your family doctor about your car accident. They might be able offer insight into previous injuries or treatments. However, they are not going to bill pip.

Documentation regarding your Auto Accidents

Documentation may be another reason for your family physician to refuse treatment. Our New Windsor auto accident doctors receive training in the form of experience on how to document Injuries. These documents can be used as evidence in court. They also prove your injury was accident related.

Without this type of paper trail that leads to your injury to your accident, your attorney may not have any case to pursue. Your attorney needs this to prove your injury came from the car wreck. This type of paper trail is not taught at any school, it comes with many years of expertise treating New Windsor personal injury cases.

Why you should see a doctor following a New Windsor auto accident

You should still see a doctor immediately after an accident, even if you are feeling fine. It is possible that the adrenaline from an accident can mask symptoms and cause pain to be delayed. Doctors can treat injuries that may not be felt immediately.

• Early detection of injuries
• Documentation required for personal injury claims– A doctor’s visit after an accident is a good way to document your injuries. If you choose to work with an attorney to file a personal injury lawsuit, this is important. Furthermore, documentation is used by attorneys and adjusters to determine the type of compensation that you are entitled to.
• Avoiding long-term problems-Ignoring minor aches and pains after an accident could lead to chronic problems that require more than usual treatment.
• Achieving a full recovery-Your doctor will be able to recommend a plan of treatment that can help you recover.
• Protecting Yourself

Your health is always the most important thing after a car crash. It’s important to see a doctor, even if you do not feel hurt. However, do not wait until symptoms or pain appear. Contact us as soon as you can to schedule an appointment.