Finding a doctor after a car accident can be a daunting task. In some areas of the united states it may be impossible to find a doctor who will treat you and bill the at fault insurance company or will work with your personal injury attorney on an attorneys lien. If you have ever been in an accident, you will know finding a doctor who will treat you is not as easy as it seems. In many cases, when they hear you have been in an auto accident, they dont want to see you. Its not that they dont want to help you, they dont want to deal with a lawyer or the insurance company.
Pip or personal injury protection
In some cases the Doctor will still see you, but may require a cash payment up front for his services. In many instances, people cant afford to pay out of pocket to see a doctor, and why should they? Some states have laws to protect people who have been involved auto accidents so that they may receive medical care no matter who was at fault in the accident. This coverage is called PIP or personal injury protection. In states that have pip, it is much easier to find a doctor and a specialist who will accept pip as payment. In states that do not offer pip, it becomes a very challenging process to find a specialist or even a medical doctor who will see you.
States with no pip
States that do not have pip, you are going to have issues. We have doctors listed that will do straight third party billing to the insurance company. We have doctors that will only accept patients who have an attorney involved for guarantee of payment. We also have doctors listed who will just take you on a medical lien. With so many different doctors who require many different forms of payment, its difficult for one to understand why this is the way it is. Different doctors have structures that work well for them and they will not deviate from that payment structure.
Attorneys in non pip states
In some states, the doctor will not even consider seeing you unless you have hired a personal injury attorney they work with and know. This may sound unusual, but the doctor knows the attorney is honest and will make sure his bill or a majority of it is paid when the case settles. The doctor may not know you as well as the attorney, so he has some assurance he will get some form of payment when the case settles. It may not be what he wants, but most personal injury attorneys will work to make everyone happy within the personal injury case.
No attorney in a non pip state
No attorney means medical lien, third party billing or billing under Med Pay or medical payments. Many doctors will see you, but ultimately you are responsible for the medical bills in the end under a medical lien. It should be obvious why a doctor would not want to treat and be paid this way. Treating with a doctor under a third party would require you to provide all the needed insurance information to the doctor before you are being treated. The doctor would then bill the at fault party insurance company or your own insurance company for your medical care under med pay or third party billing.
When looking for a doctor after a car wreck, you have a few options on finding someone who can provide good quality care. If you have an attorney, they may be able to provide with a doctor that they have a working relationship with to receive care after your car wreck. Just because the attorney will work with doctor does not mean they are “in” with each other. The attorney understands that if he is going to have a personal injury case, its in hid best interest to help his client find treatment. Most attorneys who handle a lot personal injury claims already have these relationships in place
Just going through the phone book or calling doctors out of the blue will return a low return on those who will accept auto patients. Not many doctors advertise for it even if they do accept it. A vast majority of chiropractors will accept auto accident patients. Most chiropractors who accept auto accident patients have been doing so for many years and may have much more experience doing personal injury than your average doctor.
Chiropractors will often have relationships with other doctors as well these may be
- Medical Doctors
- Orthopedic Doctors
- Pain management Doctors
- Centers that can do MRI’s
Most Chiropractors will start with conservative medical care. This means that they will evaluate what your injuries are and treat you for those injuries. If they have relationships with other doctors they may send you out for an MRI. If your chiropractor wants you treat with them for weeks on end and you are not getting better, and you have expressed your concerns, you need to find another doctor to see.
Finding a doctor after a auto accident can be very difficult, but with accident doctor we try to make it as easy as possible. We have doctor’s and chiropractors listed on our website all across the united states that will treat you after an auto accident on a medical and attorneys lien, will accept PIP or med pay and do third party billing. We have helped clients just like you find doctors that will treat them after they have been injured in an automobile accident. If we do not have a doctor listed in your area, please contact us and we will try and find you one.